Contract-level loan accounting and profitability
Keep detailed loan transactions in the subledger and post summarized entries to the general ledger so finance can gain the contract-level detail needed to understand profitability, support reconciliation, and simplify financial processing.
msg.Banking ARE for SAP GROW Fast combines a preconfigured loan-accounting subledger with SAP S/4HANA Cloud Public Edition and a fit-to-standard implementation approach for captive finance organizations.
Proven best practices
Delivered loan-accounting content and standardized processes designed for captive finance organizations.
Faster time to value
A focused loan-only scope and delivered accounting content reduce implementation complexity and accelerate time to value.
Jump-start innovation
Start with preconfigured loan-accounting content, fit-to-standard workshops, and a clearly defined implementation scope.
Knowledge transfer
Train-the-trainer knowledge transfer supports adoption of the delivered loan-accounting functionality. The scope includes train-the-trainer; additional end-user or administrative training is available through add-on services.
Loan accounting capabilities
By using msg.Banking ARE for SAP GROW Fast alongside GROW with SAP, your company can simplify operations, replace outdated systems, and become a more efficient, future-ready organization.
The preconfigured ARE subledger supports defined loan-accounting processes, contract-level profitability reporting, daily reconciliation, and general-ledger posting using delivered content and standard configuration.
- Loan origination accounting
- Loan funding and contract-level accounting
- Delivered loan accruals and deferrals
- Standard loan event-item processing
- General-ledger posting from ARE to SAP S/4HANA Cloud Public Edition
- Subledger-based, on-demand profitability at the contract level, financial plan, and business steering
- Real-time balance sheet visibility and daily reconciliation
- Contract-level insight into the loan events and accounting results that drive profitability.
- Analyze profitability using delivered dimensions such as loan, customer, dealer, and region. Drill from summarized financial results into the underlying loan-contract detail.
- Delivered subledger reports
- Daily subledger and general-ledger reconciliation
- Audit-ready transaction traceability
- SAP Public Cloud chart of accounts with delivered loan accounts
What we offer
Got 2 minutes? See how ARE turns loan business events into accounting entries, reconciliation results, and contract-level profitability insight.
A ready-to-run solution for banking
Explore the loan-accounting starter package, including its business benefits, defined scope, implementation approach, and commercial assumptions.
What's included
Loan-accounting configuration uses delivered content and a fit-to-standard approach to accelerate time-to-value.
We deliver a preconfigured, ready-to-run SAP S/4HANA Public Cloud environment that includes our Accounting Rules Engine built on SAP Profitability and Performance Management. The solution supports delivered loan accounting, contract-level profitability reporting, standard reconciliation, and general ledger posting. Its intentionally focused scope helps reduce implementation complexity and provides a foundation for separately scoped future enhancements. Multi-GAAP is excluded from the fixed package.
- Loan origination accounting
- Loan funding and contract-level accounting
- Delivered accrual and deferral logic
- Loan profitability reporting using delivered dimensions
- Daily reconciliation and standard subledger reporting
- ARE-to-SAP S/4HANA Cloud general ledger posting
Why choose msg.Banking ARE for SAP GROW Fast
Designed for captive finance organizations that need transparent, contract-level loan accounting and profitability insight.
Combine SAP S/4HANA Cloud Public Edition with msg’s captive-finance expertise and a preconfigured Accounting Rules Engine for loan accounting.
Begin with a focused loan-accounting starter scope, then add additional products, integrations, analytics, or customer-specific rules through separately scoped phases.
Build on SAP Cloud ERP and a standardized solution foundation designed to support continued innovation and future enhancements.
Accelerate deployment through delivered loan content, a controlled scope, standard configuration, and fit-to-standard delivery.
Why msg global?
As a system integrator, software development partner, and managed services provider, our primary goal is to help you realize the strategies that support innovation and digital transformation throughout your operations.
Strategic consulting
Map the best transformation approach for rapid innovation.
Digital transformation
Solutions developed to accelerate different project phases.
Finance transformation
Shift to a continuous digital transformation model.
Business process management
Optimize overall business operations with process automation.
End-to-end processing
Proven best practice solutions for E2E implementations.
Project management
Methodologies to manage and execute efficient implementations.
How can we help you?
Explore how contract-level accounting can improve profitability visibility and confirm whether the fit-to-standard starter scope meets your needs.
Our team combines SAP expertise with deep banking and captive-finance experience to support your loan-accounting transformation.
