Innovative Tech Drives New Customers

Customer Story

The msg global team developed a great standardized industry solution together with Swiss Mobiliar. They partnered effectively with our insurance leader and IT team. The implementation was timely and efficient and challenges were resolved in an effective and reliable manner.

Patric Deflorin

Managing Director, Head of Insurance at Swiss Mobiliar

Activity-based costing model was required by Luminor’s executive management team to gain detailed cost transparency in granular dimensions, including product and segment. We appreciate msg global’s support in delivering a high quality project with a challenging timeframe.

Rait Maasikas

Head of Performance Management & Insight Department at Luminor Bank AS

We are very thankful to msg global for their contribution that allowed the achievement of our project goals in a timely manner.

Sandro Anselmi

Head of Reinsurance at Arca Assicurazioni

die mobiliar swiss mobiliar

Swiss Mobiliar needed technology guidance to develop a Usage Based Insurance Policy based on driving behavior as a new way to attract young drivers.

Swiss Mobiliar

a division of the Mobiliar Cooperation

Bern, Switzerland


Products & Services


What Was

Our industry-focused team worked side-by-side with Mobiliar to shape a telematics solution that created efficiencies and powered performance. We delivered a flexible, modern platform with a data-driven usage-based pricing model.


msg.IoTA and CleverDrive App

  • Integrated end-to-end solution
  • Data transformation, trip data enriched with location and policy data
  • Scoring models for each driver to replace outdated premium systems
  • Flexible and scalable solution to enable further growth and expansion

Learn more


Modernize Processes & Data Delivery

  • Inflexible insurance premiums, based on generic groupings (age, gender, hometown)
  • Lack of ability to tailor individual premiums and risk groups
  • Device performance, reliability, & system stability
  • Large data sets and quality


Record. Analyze. Score.

  • Fast implementation ahead of schedule
  • Created integrated risk models, maintenance, and result analyzis
  • Customer engagement increased through the mobile app
  • Modern platform improved operational excellence

Swiss Mobiliar's new Pay-How-You-Drive (PHYD) Tariff System

Telematics CleverDrive App with msg.IoTA

As described by Mobiliar:

”It's very simple. Install the ”My Mobiliar and ”CleverDrive apps and stick the Bluetooth beacon to the windscreen of your vehicle. Then, all you have to do is activate Bluetooth every time you drive and set off. Your driving data is automatically recorded and analyzed. You can check your score anytime in the ”My Mobiliar app.

If something does happen despite your safe driving style, you can call the breakdown service directly in the ”My Mobiliar” app - in Switzerland and throughout Europe, thanks to Mobi24 Vehicle Assistance.”

msg global
Supporting Swiss Mobiliar

We bring expertise, a customer-centric philosophy, and a focus on innovation to everything we do.

SAP PaPM global experts

Insurance Expertise

Solution development and implementation focused on the insurance market.

SAP FPSL Eco Delivery

Strategic Consulting

Focus on long-term success and a cooperative partnership.

SAP FPSL Team Houston

Digital Transformation

New telematics insurance concepts to expand product portfolio.

SAP PaPM Digital transformation

Implementation Approach

Effective management for a complex digital transformation.

msg global

Operating from offices across the globe, our expert teams help clients achieve operational efficiency and improve decision-making capabilities.

Project Delivery
As Promised

On-Time and On-Budget

Team Performance

Teamwork Across the Globe

Project Management
Proper Planning

Created Successful Outcomes

How can we help?
Contact Us Today

Over 2,500 insurance professionals work globally under the msg brand. At client locations, development offices and innovation centers, we continually add to our expertise to exceed client expectations.

Get in touch

msg global Dietrich Och

Dietrich Och

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